Flexible Payments

Own anything on LabDirect and pay it off from just $40 per month.

LabDirect now welcomes payments with Zip Pay, a new payment gateway which gives you the freedom to buy anything on our store today, then pay it off over time, interest free.

Zip account
Apply for your LabDirect Zip Pay account and make as many purchases on our store as you want up to your limit.

Payment flexibility
Everyone’s different. That’s why we let you tailor your payments so owning anything on LabDirect is stress free.

Interest free
Every purchase you make with LabDirect Zip Pay is interest free.


Speak with our friendly sales staff about purchasing your next product with Zip Pay.

Need Further Information? Read some frequently Asked Questions below:

What is Zip Pay?
Zip Pay is a reusable account that lets you shop now and pay later. No upfront payments and interest free always. Make as many LabDirect purchases as you like up to your account limit, then set up flexible repayments. Easy as.

How does it work?
Apply in moments and get approved for up to $1000 on the spot or within 3 days for values over $1000. Once approved, start shopping at LabDirect. That’s it.

How do repayments work?
Your first payment won’t be due until the end of next month. When you open your account, we’ll set up a monthly payment of $40 (or less if the amount you owe is under $40). This will come from your linked debit card on the last day of each month and run until your purchases are paid off.

Finally, if there’s nothing owing on your account, there’s nothing to pay. Your account simply remains active until you’re ready to make a purchase.

Am I eligible for LabDirect Zip Pay?
To be eligible to apply for a Zip Pay account, you need to:

  • Be an Australian citizen or permanent resident
  • Be at least 18 years of age
  • Have a valid Facebook or PayPal account, in your own name
  • Have a valid debit card, in your own name
  • Have not declared bankruptcy or insolvency

What are the fees?
LabDirect's Zip Pay is 100% interest free, always. There’s a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. No balance no fee. And you’ll pay nothing upfront - there are no setup fees and no hidden charges.
If you don’t meet your minimum monthly repayment, a $5 late fee may apply. That’s it.